High Net Worth Individuals
Transfer Assets to the Next Generation as Tax Effectively as Possible
Whether you’ve sold your business or accumulated wealth over your lifetime, life insurance can fill a major gap in your estate plan.
There are many reasons that life insurance forms the basis of most wealthy families’ asset transfer strategy and we have the experience you need to structure your policies tax-effectively.
Key Questions and Considerations:
- Is your life insurance structured in the most tax effective way possible?
- Will your life insurance fund estate tax or capital gains needs?
- Are you familiar with the tax effective benefits of a corporate asset transfer?
- Are you using your Family Trust to its maximum capacity?
- Are you looking for additional tax-deferred investment tools?
- Did you know you that you can borrow against a policy’s cash value while living?
- Are you looking to maximize your charitable giving?
The Care, Knowledge and Advice You Need
We will ensure there is tax-free liquidity in place to guarantee your estate planning objectives come to fruition. We will assist at every step, helping you get the most favorable underwriting decision at any age.
“There is no one we would rather place our trust in. Rene and Nancy have proven that our best interests are truly what they strive to serve. They communicate the difficult world of insurance in a clear and easy way to understand. The entire team has been extremely accommodating and professional. The people at Pereux Insurance Planning are not just advisors, they have become our friends.”
“We have dealt with Lianne and Pereux Insurance Planning Inc. for our firm’s insurance needs since our inception. Lianne provides attentive and professional customer service and has worked collaboratively with us to find insurance solutions to meet our needs. She makes a point of staying in touch with us on a regular basis and is quick to respond to changes in our business and insurance needs. Lianne inspires confidence with a personal touch.”
“We have dealt with Pereux Insurance Planning since its inception. Recommendations and services have been delivered in a timely and cost effective manner. They have been proactive on their products. They are honest and trustworthy.”
“I have been impressed with the diversity of knowledge and the scope of the staff with whom I have dealt. They research my options diligently and present the material in a lucid and competent manner. I am being very well served and I feel financial secure for my future.”
“It is certainly an honour to relate to our colleagues in the agricultural industry our experience with Pereux Insurance Planning. We have worked with several financial and insurance advisors in the past but were continuing our search to find an advisor with the knowledge and experience that fulfilled our needs. We feel that we have found those professionals in Pereux Insurance Planning as they have a rare expertise that is above all others that we have ever experienced.”
“We have been dealing with Pereux Insurance Planning for over 20 years, both personally and professionally and they have always been there for us. They have helped us plan for our future, protect our family, and developed an excellent benefits program for our staff. Rene, Nancy, and Lianne are always there with insightful advice to make planning for the future easy.”
“I’ve been a client of Pereux Insurance Planning for nearly 40 years. They have second-to-none expertise and life insurance products for owner managed businesses and professionals. They have assisted me with both tax planning and estate planning. I’ve been so pleased with their assistance that I’ve introduced both clients and family to Pereux Insurance Planning. Rene and Nancy are a pleasure to deal with.”